Contractors2018-11-26T15:38:49+00:00

Why Contractors Insurance?

Businesses are always at risk of lawsuits resulting from their operations, and contractors are no exception to this reality. With over 120 approved contracting classes, DUAL provides expert coverage for peace of mind, even in the event of a claim.

Program Highlights
  • Carrier Rated “A XIII” by A.M. Best
  • Non-Admitted in all States. Excluding CO & NY
  • CA – Restricted to Commercial Work Only
  • $1 Million per Occurrence/$2 Million Aggregate
  • Minimum Premium: $5,000
  • Minimum Deductible: $1,000
  • Contractors Polluction Liability
    (Occurance)
  • Pro Liability
    (Claims Made)
Coverage Area
  • Available in all States Excluding CO & NY

Submission Requirements
  • Acord Application
  • DUAL Supplemental
  • Loss Runs
Coverage
  • Occurrence Form, ISO Coverage Part CG 00 01 (12/07)(4/13)
  • Broad coverage Available: Blanket Waiver of Subrogation/ Per Job Aggregate/ Primary Non- Contributory Wording on Additional Insured Endorsements/ CG 2010 10 01 and CG 20 37 10 01/ CG 2037 07 04 and CG2010 07 04 Available/ Defense Outside the Limits
Coverage
  • Following forms Excess Limits up to $5,000,000
  • Excess over Primary CGL, Auto Liability, Employers Liability
Classes of Business
  • Over 120 Approved Contracting Classes
  • Commercial and Residential Contractors

Contact Our Team

TOM OWEN

Executive Vice President

973-631-7575 Ext: 130

towen@dualcommercial.com

JOHN MAHAR

Senior Underwriter

973-631-7575 Ext. 114

jmahar@dualcommercial.com

RYAN KNUTOWSKI

Underwriter

973-631-7575 Ext: 235

rknutowski@dualcommercial.com

Joseph Thomas

Underwriter

973-631-7575 Ext. 136

jthomas@dualcommercial.com

Kaydeen Kidd

Underwriter

973-631-7575 Ext. 109

kkidd@dualcommercial.com

DEBORA RUDMAN

Underwriting Assistant

973-631-7575 Ext. 236

drudman@dualcommercial.com

Tristen Pendergrass

Underwriting Assistant

973-631-7575 Ext. 148

tpendergrass@dualcommercial.com

ELEANOR LANNING

Underwriting Assistant

973-631-7575 Ext. 145

elanning@dualcommercial.com