Environmental 2018-05-09T16:43:21+00:00

Why Environmental Insurance?

Avoid liability from business-related pollution, contractors, and employees. Environmental Insurance through DUAL helps protect environmental contractors, consultants, engineers, and laboratories from pollution-related loss.

Program Highlights
  • Carrier Rated “A+ XV” by A.M. Best
  • Non-Admitted
  • Limits $10 Million per Occurrence/$10 Million Aggregate
  • Umbrella (Follow Form) up to $10 Million
  • Minimum Premium: $2,500
  • Minimum Deductible: CGL – $250, All Other Lines – $2,500
Coverage Area
  • Nationwide Program
Submission Requirements
  • Acord Application
  • DUAL Supplemental
  • Loss Runs

Coverages

Option One
  • Commercial General Liability
    (Occurrence or Claims Made)
  • Pollution Liability
    (Occurrence or Claims Made)
  • Professional Liability
  • Claims made above can be provided seperated or combined
  • Classifications
  • Environmental Contractors
  • Environmental Consultants & Engineers
  • Laboratories
Option Two
  • Stand-Alone Contractors Pollution Liability
    (Occurrence or Claims Made)
  • Classifications
  • Wide variety of classifications including concrete
  • Carpentry
  • Demolition
  • Dredging
  • Drilling
  • Roofing
  • Rigging
  • Soil excavation/grading
  • Electrical
  • Janitorial
  • HVAC/mechanical
  • Painting
  • Paving
  • Pesticide application
  • Plumbing
Option Three
  • Commercial General Liability
    (Occurrence or Claims Made)
  • Site Pollution Liability
    (Claims Made – Separately or Combined)
  • Classifications
  • Environmental Facilities such as land fill recycling facilities and waste water treatment plants
  • Manufacturers of Environmental Products
Option Four
  • Stand-Alone Site Pollution Liability
    (Claims Made)
  • Classifications
  • Wide variety of classifications
  • Airports
  • Apartments
  • Chemical Manufacturing
  • Electroplating
  • Hospitals
  • Bulk Sotrage Facilities
  • Marinas
  • Warehouses
Option Five
  • Following Form Excess Limits up to $10M
  • Excess Over Primary, Package Auto Liability, Employers Liability
  • Supported or Unsupported
Option Six
  • Contractors Professional/Pollution Liability
  • Available Limit $5,000,000 per Claim and Aggregate
  • Minimum Premium $5,000
  • Classifications
  • Ideal for Commercial and Residential Contractors, Artisan Contractors, General Contractors, Design/Build Contractors and Construction Managers.

Contact Our Team

TOM OWEN

Executive Vice President

973-631-7575 Ext: 130

towen@dualcommercial.com

LOU ANN COOK

Senior Underwriter

973-631-7575 Ext: 132

lcook@dualcommercial.com

MELISSA SCHONING

Senior Underwriter

973-631-7575 Ext: 141

mschoning@dualcommercial.com

JOHN BROOMFIELD

Senior Underwriter

973-631-7575 Ext: 143

jbroomfield@dualcommercial.com

MELANIE NESTERENKO

Senior Underwriter

973-631-7575 Ext: 119

mnesterenko@dualcommercial.com

BRIAN LYNCH

Senior Underwriter

973-631-7575 Ext: 118

blynch@dualcommercial.com

TONI WHITE

Assistant Underwriter

973-631-7575 Ext: 128

twhite@dualcommercial.com

AMANDA AMODIO

Underwriting Assistant

973-631-7575 Ext: 142

aamodio@dualcommercial.com

ANNA RUTH

Underwriting Assistant

973-631-7575 Ext: 115

aruth@dualcommercial.com