Program Highlights

  • Carrier Rated “A+ XV” by A.M. Best

  • Both Admitted & Non-Admitted Paper

Coverage Area
  • Package & Monoline GL
    New York, New Jersey & Pennsylvania

  • Monoline GL Only
    All States Except Alaska, Hawaii & Louisiana
    Admitted $5,000 Min Premium – NY, NJ, PA, MA, RI, FL
    Non-Admitted $15,000 Min Premium – All States Except AL, HI, LA

  • Package Only
    California, Oregon & Washington

Limits

  • Property
    $25M Max TIV per Location

  • Liability
    $1M/$2M ($2M/$4M West Coast Only)

Classes
  • Apartments

  • Condos

  • Offices

  • Mercantile/Retail Type Exposures

Construction & Age

 All Construction Types

  • No Year Built Restriction

  • Properties Older than 35 Years Must Have Electrical, Plumbing, Roof and HVAC Updated and/or Maintained

    • Properties Older than 50 Years Must Have Electrical, Plumbing, Roof and HVAC Updated Within Last 25 Years

    Additional Coverage
    • Hired & Non-Owned Auto

    • Equipment Breakdown

      • Sewer Backup

        • Lead Coverage (New York Only)

          • Crime

            • Directors & Officers Liability

              • Flood/Quake – Max $500K to $1M (East Coast Only)

                • Property Enhancement Endorsement

                  • Employee Benefits Liability

                  Ineligible Risks/Exposures
                  • Aluminum Wiring

                  • Assisted Living

                    • Wood Shake Siding/Roofing

                      • Risks Greater than 25% Subsidized Housing (Not applicable in CA)

                        • Risks Greater than 25% Vacant

                          • No Student Housing (Grad Student is Acceptable)

                            • Vacant Buildings

                              • Armed Security Guards

                              Program Map & Availability

                              US Map - Habitational

                              • Package & Monoline GL
                              • Monoline GL Only
                              • Package Only

                              Currently, there are no programs available for Alaska, Hawaii or Louisiana.


                              Submission Requirements
                              • Acord Application

                              • DUAL Supplemental

                              • Loss Runs/Loss Summary

                              • SOV in Excel (Package)

                              Contacts

                              Northeast Region

                              Steve Donovan

                              Assistant Vice President

                              Naples Office
                              Real Estate

                              T: 973-631-7575 Ext: 239
                              F: 239-263-1808

                              Jessica Donovan

                              Technical Assistant

                              Naples Office
                              Real Estate

                              T: 973-631-7575 Ext: 232
                              F: 239-263-1808

                              Marinela Giumba

                              Senior Underwriter

                              Hauppauge Office
                              Real Estate

                              T: 973-631-7575 Ext: 408
                              F: 239-263-1808

                              Mehmet Mutlu

                              Senior Underwriter

                              Hauppauge Office
                              Real Estate

                              T: 973-631-7575 Ext: 404
                              F: 239-263-1808

                              Christy Ackerman

                              Underwriter

                              Hauppauge Office
                              Real Estate

                              T: 973-631-7575 Ext. 412
                              F: 239-263-1808

                              Kyle McGuire

                              Underwriter

                              Hauppauge Office
                              Real Estate

                              T: 973-631-7575 Ext. 407
                              F: 239-263-1808

                              Julie Romano

                              Technical Assistant

                              Hauppauge Office
                              Real Estate

                              T: 973-631-7575 Ext. 405
                              F: 239-263-1808

                              Jennifer Orozco

                              Technical Assistant

                              Hauppauge Office
                              Real Estate

                              T: 973-631-7575 Ext. 415
                              F: 239-263-1808

                              Southeast/Midwest Region

                              Steve Donovan

                              Assistant Vice President

                              Naples Office
                              Real Estate

                              T: 973-631-7575 Ext: 239
                              F: 239-263-1808

                              Greg Lyons

                              Underwriter

                              Naples Office
                              Real Estate

                              T: 973-631-7575 Ext: 231
                              F: 239-263-1808

                              Jessica Donovan

                              Technical Assistant

                              Naples Office
                              Real Estate

                              T: 973-631-7575 Ext: 232
                              F: 239-263-1808

                              West Region

                              Lacey Patino

                              Assistant Vice President

                              Anaheim Hills Office
                              Real Estate

                              T: 973-631-7575 Ext: 102
                              F: 239-263-1808

                              Debra Fletcher

                              Assistant Underwriter

                              Anaheim Hills Office
                              Real Estate

                              T: 973-631-7575 Ext: 104
                              F: 239-263-1808

                              Shelley Ramirez

                              Assistant Underwriter

                              Anaheim Hills Office
                              Real Estate

                              T: 973-631-7575 Ext: 105
                              F: 239-263-1808

                              Margie Ruffell

                              Underwriter

                              Anaheim Hills Office
                              Real Estate

                              T: 973-631-7575 Ext: 103
                              F: 239-263-1808