Program Highlights

  • Carrier Rated “A+ XV” by A.M. Best

  • Carrier Rated “A+ XV” by A.M. Best for Non-Admitted Paper

  • Both Admitted & Non-Admitted Paper

Coverage Area

  • Package Only
    California


Limits

  • Property
    $25M Max TIV per Location

  • Liability
    $1M/$2M ($2M/$4M available)**

Construction & Age

 All Construction Types

  • No Year Built Restriction

    • Properties Older than 50 Years Must Have Electrical, Plumbing, Roof and HVAC Updated Within Last 20 Years

    Additional Coverage
    • Hired & Non-Owned Auto

    • Equipment Breakdown

      • Sewer Backup

        • Crime

          • Property Enhancement Endorsement

            • Employee Benefits Liability

            Ineligible Risks/Exposures
            • Aluminum Wiring

            • Assisted Living

              • Wood Shake Siding/Roofing

                • Risks Greater than 25% Vacant

                  • No Student Housing (Grad Student is Acceptable)

                    • Vacant Buildings

                      • Armed Security Guards

                        • Historic Properties

                        Program Map & Availability

                        US Map - West Coast Habitational

                        • Package Only

                        Submission Requirements
                        • Acord Application

                        • DUAL Supplemental

                        • Loss Runs/Loss Summary

                        • SOV in Excel (Package)

                        Contacts

                        West Region

                        Lacey Patino

                        Assistant Vice President

                        Anaheim Hills Office
                        Real Estate

                        T: 973-631-7575 Ext: 102
                        F: 239-263-1808

                        Debra Fletcher

                        Assistant Underwriter

                        Anaheim Hills Office
                        Real Estate

                        T: 973-631-7575 Ext: 104
                        F: 239-263-1808

                        Shelley Ramirez

                        Assistant Underwriter

                        Anaheim Hills Office
                        Real Estate

                        T: 973-631-7575 Ext: 105
                        F: 239-263-1808

                        Margie Ruffell

                        Underwriter

                        Anaheim Hills Office
                        Real Estate

                        T: 973-631-7575 Ext: 103
                        F: 239-263-1808