Arcturus

DUAL Arcturus the leading choice for Florida Residential Condominium Insurance Packages.

What is DUAL Arcturus?

 

Arcturus is DUAL's newest program lead by Tracy Upton. Our new team is proud to be the leading choice for Florida Residential Condominium and Commercial Office Insurance Packages. 

 

Program Highlights
  • Newest Program
  • Carrier Rated “A-XI"
  • Admitted Market

 

Coverage Area
  • Florida, excluding Monroe county.

    Future state expansions on the horizon. Email marketing@dualcommercial.com to be notified when new states are added. 

 

Submission Requirements
  • Acord 125 - For Property
  • Acord 126- For GL
  • SOV- In Excel Format if more than 3 buildings
  • Loss Runs - 3 to 5 years (No known loss letters acceptable)
  • Mitigation reports
  • Appraisal
  • Supplemental

Program Details

Property
  • TRIA Included
  • Equipment Breakdown included
  • Distance to coast
    • Defined as distance to the Atlantic Ocean or Gulf 
    • Fire Resistive - 1 or more miles from the coast
    • Other - 2 or more miles from the coast
Preferred Risks
  • Built in 2001 or newer
    • 1996 or newer in South Florida
    • Older risk may be eligible with roof(s) 15 years or newer
  • All construction types
    • JM or better construction
    • Frame must be sprinklered
  • ISO Protection Class 1-8
Ineligible Risks & Exposures
  • Unsprinklered Frame
  • Apartment Buildings
  • Home Owners Associations
  • Beachfront or barrier island property
  • Monroe county
Additional Coverages
  • Insured to 100% Replacement Cost
  • ISO Policy Form
  • Waiver of Co-Insurance
  • Employee Dishonesty
Liability
  • $1K per occurrence property damage liability deductible
  • $1M Non-Owned/Hired Auto
  • $1M Damage to rented premises

Contact Our Team

TRACY UPTON

Division Leader

973-631-7575 Ext: 203

tupton@dualcommercial.com

MELISSA BUTT

Senior Underwriter

973-631-7575 Ext: 201

mbutt@dualcommercial.com

KATHY DANHARDT

Senior Underwriter

973-631-7575 Ext: 204

kdanhardt@dualcommercial.com

ANNETTE WAGG

Underwriter

973-631-7575 Ext: 205

awagg@dualcommercial.com

KRISTIN MAHER

Underwriter

973-631-7575 Ext: 208

kmaher@dualcommercial.com

DENNA MILLER

Senior Underwriting Associate

973-631-7575 Ext: 202

dmiller@dualcommercial.com

LYNDA DUCHARME

Underwriting Associate

973-631-7575 Ext: 206

lducharme@dualcommercial.com

THIEN NGUYEN

Underwriting Associate

973-631-7575 Ext: 207

tnguyen@dualcommercial.com

THOMAS MCKEON

Loss Control Manager

973-631-7575 Ext: 209

tmckeon@dualcommercial.com