Environmental

Focuses on Environmental Contractors, Consultants, and Facilities; also Non-Environmental Contractors and Facilities.

Why Environmental Insurance?

Avoid liability from business-related pollution, contractors, and employees. Environmental Insurance through DUAL helps protect environmental contractors, consultants, engineers, and laboratories from pollution-related loss.

Program Highlights
  • Carrier Rated “A+ XV” by A.M. Best
  • Non-Admitted
  • Limits $10 Million per Occurrence/$10 Million Aggregate
  • Umbrella (Follow Form) up to $10 Million
  • Minimum Premium: $2,500
  • Minimum Deductible: CGL – $250, All Other Lines – $2,500
Coverage Area
  • Nationwide Program
Submission Requirements
  • Acord Application
  • DUAL Supplemental
  • Loss Runs
  • Email apps@dualcommercial.com

Coverages

Option One
  • Commercial General Liability
    (Occurrence or Claims Made)
  • Pollution Liability
    (Occurrence or Claims Made)
  • Professional Liability
  • Claims made above can be provided seperated or combined

Classifications

  • Environmental Contractors
  • Environmental Consultants & Engineers
  • Laboratories
Option Two
  • Stand-Alone Contractors Pollution Liability
    (Occurrence or Claims Made)

Classifications

Wide variety of classifications including concrete

  • Carpentry
  • Demolition
  • Dredging
  • Drilling
  • Roofing
  • Rigging
  • Soil excavation/grading
  • Electrical
  • Janitorial
  • HVAC/mechanical
  • Painting
  • Paving
  • Pesticide application
  • Plumbing
Option Three
  • Commercial General Liability
    (Occurrence or Claims Made)
  • Site Pollution Liability
    (Claims Made – Separately or Combined)

Classifications

  • Environmental Facilities such as land fill recycling facilities and waste water treatment plants
  • Manufacturers of Environmental Products
Option Four
  • Stand-Alone Site Pollution Liability
    (Claims Made)

Classifications

  • Classifications
  • Wide variety of classifications
  • Airports
  • Apartments
  • Chemical Manufacturing
  • Electroplating
  • Hospitals
  • Bulk Sotrage Facilities
  • Marinas
  • Warehouses
Option Five
  • Following Form Excess Limits up to $10M
  • Excess Over Primary, Package Auto Liability, Employers Liability
  • Supported or Unsupported
Option Six
  • Contractors Professional/Pollution Liability
  • Available Limit $5,000,000 per Claim and Aggregate
  • Minimum Premium $5,000

Classifications

  • Ideal for Commercial and Residential Contractors, Artisan Contractors, General Contractors, Design/Build Contractors and Construction Managers.

Contact Our Team

TOM OWEN

EVP, Division Leader - Specialty Casualty, & Member - GEC

973-631-7575 Ext: 130

towen@dualcommercial.com

LOU ANN COOK

Senior Underwriter

973-631-7575 Ext: 132

lcook@dualcommercial.com

JOHN BROOMFIELD

Senior Underwriter

973-631-7575 Ext: 143

jbroomfield@dualcommercial.com

MELANIE NESTERENKO

Senior Underwriter

973-631-7575 Ext: 119

mnesterenko@dualcommercial.com

BRIAN LYNCH

Senior Underwriter

973-631-7575 Ext: 118

blynch@dualcommercial.com

JUSTIN CRAWFORD

Senior Underwriter

973-631-7575 Ext: 172

jcrawford@dualcommercial.com

KEVIN FUSSELL

Senior Underwriter

973-631-7575 Ext: 106

kfussell@dualcommercial.com

AMANDA AMODIO

Underwriter

973-631-7575 Ext: 142

aamodio@dualcommercial.com

HARSH PATEL

Underwriter

973-631-7575 Ext: 171

hpatel@dualcommercial.com

KAITLYN ELLIOT

Underwriter

973-631-7575 Ex. 192

kelliot@dualcommercial.com

ANNA RUTH

Senior Underwriting Assistant

973-631-7575 Ext: 115

aruth@dualcommercial.com

TONI RUBAN-WHITE

Senior Underwriting Assistant

973-631-7575 Ext: 128

twhite@dualcommercial.com

TEAIRRA GREGORY

Underwriting Assistant

973-631-7575 Ext: 167

tgregory@dualcommercial.com

JOLIANA ELIAS

Underwriting Assistant

973-631-7575 Ext: 108

joelias@dualcommercial.com

DUAL North America, Inc. is part of Howden Group Holdings Limited. Howden Group Holdings Limited is registered in England and Wales under company registration number 02937398.

CA License # 0E67776
NV License # 19154

Registered office:

One Creechurch Place, London EC3A 5AF

Tel: +44 (0)20 7398 4888

Fax: +44 (0)20 7623 3807.

Website: www.howdengroupholdings.com

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