Environmental

Focuses on Environmental Contractors, Consultants, and Facilities; also Non-Environmental Contractors and Facilities.

Why Environmental Insurance?

Avoid liability from business-related pollution, contractors, and employees. Environmental Insurance through DUAL helps protect environmental contractors, consultants, engineers, and laboratories from pollution-related loss.

Program Highlights
  • Carrier Rated “A+ XV” by A.M. Best
  • Non-Admitted
  • Limits $10 Million per Occurrence/$10 Million Aggregate
  • Umbrella (Following Form Excess)Supported or Unsupported up to $10 Million Limit
  • Minimum Premium: $2,500
  • Minimum Deductible: CGL – $250, All Other Lines – $2,500
Coverage Area
  • Nationwide Program
Submission Requirements
  • Acord Application
  • DUAL Supplemental
  • Loss Runs - 5 years currently valued
  • Statement of Qualifications for key personnel including resumes, past project experience, training information and required certification or licenses
  • Email apps@dualcommercial.com

Coverages

Option One
  • Commercial General Liability
    (Occurrence or Claims Made)
  • Pollution Liability
    (Occurrence or Claims Made)
  • Professional Liability
  • Claims made above can be provided seperated or combined

Classifications

  • Environmental Contractors
  • Environmental Consultants & Engineers
  • Laboratories
Option Two
  • Stand-Alone Contractors Pollution Liability
    (Occurrence or Claims Made)

Classifications

Wide variety of classifications including concrete

  • Carpentry
  • Demolition
  • Dredging
  • Drilling
  • Roofing
  • Rigging
  • Soil excavation/grading
  • Electrical
  • Janitorial
  • HVAC/mechanical
  • Painting
  • Paving
  • Pesticide application
  • Plumbing
Option Three
  • Commercial General Liability
    (Occurrence or Claims Made)
  • Site Pollution Liability
    (Claims Made – Separately or Combined)

Classifications

  • Environmental Facilities such as land fill recycling facilities and waste water treatment plants
  • Manufacturers of Environmental Products
Option Four
  • Stand-Alone Site Pollution Liability
    (Claims Made)

Classifications

  • Classifications
  • Wide variety of classifications
  • Airports
  • Apartments
  • Chemical Manufacturing
  • Electroplating
  • Hospitals
  • Bulk Sotrage Facilities
  • Marinas
  • Warehouses
Option Five
  • Following Form Excess Limits up to $10M
  • Excess Over Primary, Package Auto Liability, Employers Liability
  • Supported or Unsupported
Option Six
  • Contractors Professional/Pollution Liability
  • Available Limit $5,000,000 per Claim and Aggregate
  • Minimum Premium $5,000

Classifications

  • Ideal for Commercial and Residential Contractors, Artisan Contractors, General Contractors, Design/Build Contractors and Construction Managers.

Contact Our Team

LOU ANN COOK

Senior Underwriter

973-631-7575 Ext: 132

lcook@dualcommercial.com

JOHN BROOMFIELD

Senior Underwriter

973-631-7575 Ext: 143

jbroomfield@dualcommercial.com

MELANIE NESTERENKO

Senior Underwriter

973-631-7575 Ext: 119

mnesterenko@dualcommercial.com

BRIAN LYNCH

Senior Underwriter

973-631-7575 Ext: 118

blynch@dualcommercial.com

JUSTIN CRAWFORD

Senior Underwriter

973-631-7575 Ext: 172

jcrawford@dualcommercial.com

KEVIN FUSSELL

Senior Underwriter

973-631-7575 Ext: 106

kfussell@dualcommercial.com

RICHARD EDWARDS

Senior Underwriter

973-631-7575 Ext: 174

redwards@dualcommercial.com

HARSH PATEL

Underwriter

973-631-7575 Ext: 171

hpatel@dualcommercial.com

TEAIRRA GREGORY

Underwriting Assistant

973-631-7575 Ext: 167

tgregory@dualcommercial.com

JOLIANA ELIAS

Underwriter

973-631-7575 Ext: 108

joelias@dualcommercial.com

OSBEIDA BENITEZ

Underwriting Assistant

973-631-7575 Ext:194

obenitez@dualcommercial.com

LEINA MOORE

Underwriting Assistant

973-631-7575 Ext:

lmoore@dualcommercial.com

LEE JONES

Underwriting Assistant

973-631-7575 Ext: 637

ljones@dualcommercial.com

RICHARD EDWARDS

Senior Underwriter

DUAL North America, Inc. is part of Howden Group Holdings Limited. Howden Group Holdings Limited is registered in England and Wales under company registration number 02937398.

CA License # 0E67776
NV License # 19154

Registered office:

One Creechurch Place, London EC3A 5AF

Tel: +44 (0)20 7398 4888

Fax: +44 (0)20 7623 3807.

Website: www.howdengroupholdings.com

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