Excess & Surplus Property

Specialized solutions for non-standard excess and surplus property risks 



DUAL’s nationwide Excess & Surplus Property program offers simple, smart solutions for non-standard Property Risks. Hard to place risks that are outside the box, even accounts with prior losses can be considered by our expert team. With E&S insurance, property risks are covered.  

Highlights
  • Carrier rated “A- XV” by AM Best
  • Mono-line property
  • Non-admitted paper
  • Full limit policies
  • Primary policies
  • Minimum Premium: $5,000
Target Classes
  • Vacant Buildings
  • Renovations
  • Commercial Real Estate
  • Condominiums
  • Rental Apartments
$25M
capacity
"A- XV"
rated carrier
140+ years
of combined experience
Submission Requirements
  • Acord application
  • SOV in excel for large schedules
  • DUAL supplemental vacant building application
  • DUAL supplemental habitational application
  • Minimum 3 years currently valued loss runs
Contact the Experts
Patrick Small
President, DUAL Specialty Flood
973-631-7575 x 160
psmall@dualinsurance.com
Jeannette Guercio
Senior Vice President
973-631-7575 x 462
jguercio@dualinsurance.com
David Hansen
Senior Vice President Property
973-631-7575 x 463
dhansen@dualinsurance.com
James St. John
Vice President Property
973-631-7575 x 461
jstjohn@dualinsurance.com
Joseph Pomara
Assistant Vice President Property
973-631-7575 x 465
jpomara@dualinsurance.com
Kevin Kuell
Assistant Vice President Property
973-631-7575 x 464
kkuell@dualinsurance.com
Lacey Patino
Senior Underwriter
973-631-7575 x 102
lpatino@dualinsurance.com
Timothy Cahill
Senior Underwriter
973-631-7575 x 470
tcahill@dualinsurance.com
Amy Devlin
Underwriter
973-631-7575 x 458
adevlin@dualinsurance.com
Dorothy Quinn
Senior Underwriting Assistant
973-631-7575 x 467
dquinn@dualinsurance.com
Sarah McDaniel
Underwriting Assistant
973-631-7575 x 459
smcdaniel@dualinsurance.com
Adriana Rivero
Underwriting Assistant
973-631-7575 x 165
arivero@dualinsurance.com

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